Professional And Experienced Consumer Advocacy
The Federal Trade Commission, or FTC, has released a consumer alert warning Americans about an upsurge of scammers impersonating the agency to con consumers out of their money. These scams can appear legitimate at first blush and can be intimidating. Often the...
Signing up for a credit monitoring service might sound like a responsible choice. It’s vital to keep track of your credit report. However, here’s what these companies don’t want you to know: if you find an error, their fine print often tricks consumers into giving up...
We Have some Bad News & some Good News If you don't get the occasional (or frequent) unwanted robocall, you're either living off the grid (and probably not reading this post) or have already followed some of the tips shared here. Most of us have a spike of...
It's not uncommon for potential employers to request a background check when you apply for a job. But did you know that background reports are "consumer reports" under federal law and entitle you to certain protections when used? This article is for you if you were...
Since an estimated one in four Americans has an error on their consumer report, it is not surprising that the top consumer complaint lodged with the Consumer Financial Protection Bureau (CFPB) relates to credit report issues. Between 2021 and 2022, the number of...
A Little History on the Credit Report Consumer credit reports are perhaps the most important tool in evaluating your financial well-being. What many consumers do not realize is that the impact of credit reporting transcends access to credit alone. Credit reports are...
Keep us posted about your experiences in the wake of this decision. Sharing your stories may help convince Congress to close the loophole that will likely unleash a fury of unwanted calls on consumers.
Looking for a quick and easy way to put an end to junk mail? Tired of “You’re Approved!” prescreened offers cluttering your mail box? Here is a way to save time and space — not to mention our planet’s resources. These steps can also help safeguard your privacy. Did...