Completing a Chapter 13 bankruptcy is no small achievement. Unlike Chapter 7’s relatively quick discharge, Chapter 13 demands years of steady payments, discipline, and financial focus. Debtors commit to a court-approved repayment plan—often while juggling mortgages, car loans, and everyday living expenses. Understanding how this multi-year process impacts your credit reporting is essential to protecting the progress you’ve worked so hard to build.

Your Chapter 7 discharge should mark a true financial reset — but credit reporting errors are common and costly. Learn what to review, what can go wrong, and how to protect your fresh start.

A consumer complaint is not always just a technical error. When reporting systems, screening processes, or automated communications break down, federal safeguards may be triggered. Learn how experienced counsel evaluates when a dispute moves beyond a routine issue and into federal litigation territory.

If you have questions about your credit report, notice errors, or want to understand whether an issue may give rise to a legal claim, we’re happy to help. You are welcome to contact us for a free case review. Be informed. Be empowered. Be protected.

Many employers, landlords, and licensing boards rely on background reports—but errors are far more common than most people realize. This guide explains how to obtain a free copy of your background report from the top screening companies, why it matters, and what to do if you discover inaccurate information.

Judgments and tax liens no longer appear on most commonly used credit reports. Learn what is still included, what changed and why, and how public records impact your financial life.

Kids are attractive target for identity thieves. They have a clean record and the fraud often goes undetected until the child nears adulthood. If your child has been victimized, contact Wells Law - Chicago for a Free Case Review.

As federal watchdogs go dark, consumers lose key protections. Know your rights and options for legal recovery. Contact Wells Law - Chicago for a free case review.

Wells Law - Chicago has helped countless identity theft victims restore their financial standing, recover maximum damages, and get on track. But we don't pursue the identity thief -- here's why.

Recognized as a Super Lawyer since 2018 and Rising Star 2012–2014, Wells Law – Chicago fights credit report errors, debt collection abuse & robocalls. Request a Free Case Review today.

One in four credit reports has a serious error. The risk to your financial future is too high not to keep tabs on your consumer reports. Find an error? Contact us for a Free Case Review.

Don't waste your time - or waive your legal rights - by using credit monitoring services.

Background checks can be the deciding factor when applying for your dream job. Inaccurate information is common. This article explains your legal rights under the Fair Credit Reporting Act (FCRA).

Instances of credit report errors are on the rise. Wells Law - Chicago has helped countless consumers correct the errors and recover maximum compensation.