Insurance Coverage Disputes
Bad Faith Denials, Delays, & Underpayments
When your insurer delays, underpays, or wrongfully denies a claim, you deserve answers — and advocacy. Insurance companies promise protection, but too often after paying premiums for years, policyholders face endless delays, lowball offers, or outright denials. When that happens, you may be dealing with a bad-faith claim denial.
Our goal is to cut through the confusion, explain your rights, and take strategic action to hold the insurer accountable.
At Wells Law – Chicago, we represent consumers in disputes involving:
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Wrongful claim denials
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Unreasonable delays or “investigation stalls”
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Lowball or partial payments
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Misrepresentation of policy terms
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Failure to properly investigate a claim
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Bad-faith conduct by insurers
You don’t have to navigate the process alone. We evaluate whether the insurer acted fairly, what coverage should apply, and the best path forward based on your goals.
Common Types of Coverage Disputes
•Homeowners insurance
•Auto insurance (including UM/UIM claims)
•Renters and property damage claims
•Water, fire, or storm losses
•Business interruption
•Medical payments and supplemental coverages
Next Steps
If your claim was denied or significantly delayed, or if something about the insurer’s decision feels unfair, we offer a free case review. You’ll receive clear direction on your options and what to expect at each step.
Still have questions? ➡️ Visit our FAQ page about insurance coverage dispute cases.